Uninsured Motorist Claim Lawyer New Jersey
If you are injured by an uninsured driver in New Jersey, you may file a claim under your own uninsured motorist (UM) coverage. Law Offices Of SRIS, P.C. has 4,739+ firm-wide results across VA, MD, DC, NY and NJ. New Jersey law under N.J.S.A. 17:28-1.1 requires UM coverage in auto policies. Contact an Uninsured Motorist Claim Lawyer New Jersey at (888) 437-7747.
Understanding Uninsured Motorist Claims in New Jersey
Under New Jersey law, every auto insurance policy must include uninsured motorist (UM) coverage unless explicitly waived in writing. N.J.S.A. 17:28-1.1 mandates that UM coverage protects you when the at-fault driver has no insurance. This coverage applies to bodily injury and, in some cases, property damage. The Superior Court of New Jersey, Law Division — Civil Part handles UM claim disputes. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part | New Jersey Legislature
Official New Jersey Legal Resources
For the full text of New Jersey’s uninsured motorist statute, see N.J.S.A. 17:28-1.1 (New Jersey Legislature — official site). For court procedures, visit New Jersey Courts (njcourts.gov).
Insider Procedural Edge for New Jersey UM Claims
In the Superior Court of New Jersey, Law Division — Civil Part, insurance companies frequently deny UM claims on technical grounds. We have observed that insurers often argue late notice or lack of medical documentation to avoid payment.
- Report the accident to police immediately.
- Notify your insurance company in writing within 30 days.
- Preserve all medical records and bills.
- Do not accept a settlement without legal advice.
- Consult a UM claim lawyer New Jersey before signing anything.
- File a lawsuit in the Superior Court of New Jersey if the claim is denied.
In New Jersey, failing to carry UM coverage or filing a fraudulent claim can result in policy cancellation, fines, and legal penalties. The table below outlines potential consequences.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Fraudulent UM Claim | Insurance Fraud (3rd Degree) | Up to 5 years | Up to $15,000 | Possible suspension | Policy cancellation, criminal record |
| Failure to Carry UM Coverage | Civil violation | None | Up to $500 | License suspension | Policy non-renewal |
Results may vary.
Why Choose Law Offices Of SRIS, P.C. for Your UM Claim?
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Our team understands the details of uninsured motorist claims and fights for maximum compensation.
Case Results
Law Offices Of SRIS, P.C. has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ. While specific New Jersey UM claim counts are not listed, our firm-wide favorable-outcome rate exceeds 93%. Results may vary.
Our Location and Service Area
Our location in Tinton Falls is approximately 30 miles from the Superior Court of New Jersey, Monmouth County Vicinage, with access via I-195 and the Garden State Parkway. Serving the communities of all 21 New Jersey counties, including Bergen, Essex, Middlesex, Monmouth, and Morris. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Uninsured Motorist Claims in New Jersey
How long do I have to file an uninsured motorist claim in New Jersey?
New Jersey’s statute of limitations for uninsured motorist claims is typically 2 years from the date of the accident under N.J.S.A. 2A:14-2. Claims against government entities may require a 6-month notice. The Superior Court of New Jersey, Law Division — Civil Part will dismiss untimely claims. Contact Law Offices Of SRIS, P.C. promptly at (888) 437-7747.
What damages can I recover in an uninsured motorist claim in New Jersey?
You may recover medical expenses, lost wages, pain and suffering, and other compensatory damages under your UM policy. New Jersey follows a comparative negligence rule under N.J.S.A. 2A:15-5.1, which may reduce recovery if you are partially at fault. Consult a UM claim lawyer New Jersey for case-specific guidance.
Do I need a lawyer for an uninsured motorist claim in New Jersey?
Yes. Insurance companies often deny or undervalue UM claims. An uninsured driver accident lawyer New Jersey can negotiate with insurers, gather evidence, and litigate in the Superior Court of New Jersey if necessary. Law Offices Of SRIS, P.C. has 4,739+ firm-wide results. Call (888) 437-7747.
What is the difference between uninsured and underinsured motorist claims in New Jersey?
Uninsured motorist (UM) coverage applies when the at-fault driver has no insurance. Underinsured motorist (UIM) coverage applies when the at-fault driver’s insurance is insufficient to cover your damages. Both claims are governed by New Jersey insurance law. An experienced UM claim lawyer New Jersey can help determine which applies.
How does New Jersey’s comparative negligence rule affect my uninsured motorist claim?
Under N.J.S.A. 2A:15-5.1, your recovery is reduced by your percentage of fault. If you are 20% at fault, you recover 80% of damages. If you are 50% or more at fault, you may recover nothing. This makes legal representation critical. Contact an uninsured driver accident lawyer New Jersey at (888) 437-7747.
Related Practice Areas
- Motor Vehicle Accident Lawyer New Jersey
- Personal Injury Lawyer Hunterdon County
- Personal Injury Lawyer Morris County
- Personal Injury Lawyer Bergen County
- Personal Injury Lawyer Monmouth County
Last verified: April 2026