If you are injured by an underinsured driver in Bergen County, New Jersey, you may file an underinsured motorist claim under your own policy. Law Offices Of SRIS, P.C. has extensive experience handling these claims in Bergen County. Under New Jersey’s automobile insurance statutes, you can seek compensation for medical expenses, lost wages, and pain and suffering when the at-fault driver’s insurance is insufficient.
Underinsured Motorist Claim Lawyer Bergen County, New Jersey
An underinsured motorist (UIM) claim in New Jersey arises when the at-fault driver’s liability insurance limits are insufficient to cover your damages. Under New Jersey’s automobile insurance statutes, you may seek additional compensation from your own insurance policy. The claim is governed by the NJ Comparative Negligence Act (N.J.S.A. 2A:15-5.1 et seq.), which applies modified comparative fault rules. If you are found more than 50% at fault, you cannot recover damages. An Underinsured Motorist Claim Lawyer Bergen County can help you handle these complex laws.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Bergen County) | New Jersey Legislature
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., ‘Advocacy Without Borders,’ brings 120+ years combined legal experience.
For the official text of the NJ Comparative Negligence Act, visit N.J.S.A. 2A:15-5.1 et seq. (New Jersey Legislature — official site). For court procedures in Bergen County, see Superior Court of New Jersey, Bergen Vicinage (njcourts.gov).
In the Superior Court of New Jersey, Law Division — Civil Part (Bergen County), insurance companies often deny or undervalue underinsured motorist claims initially. We have observed that insurers routinely rely on policy exclusions and low-ball settlement offers.
An experienced UIM claim lawyer Bergen County can challenge these tactics by presenting strong evidence of damages and negotiating aggressively.
- Seek medical attention immediately after the accident.
- Notify your insurance company about the underinsured driver.
- Gather all evidence, including police reports and medical records.
- Consult an Underinsured Motorist Claim Lawyer Bergen County.
- File the claim with your insurance provider.
- Negotiate or litigate for fair compensation.
In Bergen County, underinsured motorist claims involve compensation for damages rather than criminal penalties. The value of your claim depends on the severity of injuries, policy limits, and fault determination.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Underinsured Motorist Claim (Civil) | Civil Claim | N/A | N/A | N/A | Compensation for medical expenses, lost wages, pain and suffering |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Law Offices Of SRIS, P.C. — Advocacy Without Borders — has handled numerous personal injury cases in Bergen County, providing clients with dedicated representation.
Law Offices Of SRIS, P.C. has extensive experience handling personal injury cases in New Jersey, including underinsured motorist claims in Bergen County. While specific case results for this jurisdiction are not available, the firm has achieved 4,739+ documented results firm-wide across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls, NJ is approximately 60 miles from the Superior Court of New Jersey, Bergen Vicinage in Hackensack, with access via I-80, NJ Turnpike, Route 17, and Route 4.
Underinsured motorist claim lawyer near Bergen County.
Serving the communities of Hackensack, Fort Lee, Teaneck, Paramus, Englewood, Ridgewood, Fair Lawn, Bergenfield, Garfield, Mahwah, Ramsey, and Lyndhurst.
24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions
How long do I have to file a personal injury claim in Bergen County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Bergen County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do after an accident in Bergen County, NJ?
Seek medical attention, document the scene, and contact Law Offices Of SRIS, P.C. Personal injury cases in Bergen County have strict filing deadlines. Consultation by appointment — (888) 437-7747.
What compensation can I recover for a personal injury in Bergen County?
Personal injury claimants in Bergen County may recover medical expenses, lost wages, pain and suffering, and future damages. Results may vary by case. SRIS, P.C. — (888) 437-7747.
How does a personal injury lawsuit work in Bergen County courts?
Personal injury cases in Bergen County proceed through demand, negotiation, and if necessary litigation in NJ court. Most settle before trial. Results may vary. SRIS, P.C. — (888) 437-7747.
What is an underinsured motorist claim in New Jersey?
An underinsured motorist claim in New Jersey allows you to seek compensation from your own insurance policy when the at-fault driver’s liability limits are insufficient to cover your damages. This is governed by New Jersey’s automobile insurance statutes. An Underinsured Motorist Claim Lawyer Bergen County can help you handle this process.
What should I do if I am facing an underinsured motorist claim issue in New Jersey?
If facing an underinsured motorist claim issue in New Jersey, contact a personal injury attorney immediately. Do not discuss the case with anyone except your lawyer. Preserve all relevant documents and evidence. The statute of limitations and court deadlines under New Jersey law require prompt action.
What are the penalties for an underinsured motorist claim in New Jersey?
Penalties for an underinsured motorist claim in New Jersey depend on the specific circumstances, policy limits, and fault determination. Under New Jersey’s automobile insurance statutes, consequences may include denial of the claim or reduced compensation if you are found partially at fault. Consult a New Jersey personal injury attorney for case-specific guidance.
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Page last updated: 2026-04-29