In New Jersey, an uninsured motorist (UM) claim allows you to recover damages from your own insurance policy when the at-fault driver lacks liability insurance. The NJ Automobile Insurance statute (N.J.S.A. 17:28-1.1 et seq.) requires insurers to offer UM coverage. The NJ Comparative Negligence Act (N.J.S.A. 2A:15-5.1 et seq.) applies, barring recovery if you are more than 50% at fault. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience to every case.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Morris County) | New Jersey Legislature
For official statutes and court information, refer to:
In the Superior Court of New Jersey, Law Division — Civil Part (Morris County), prosecutors routinely handle uninsured motorist claims through mandatory arbitration for cases under $20,000. We have observed that early settlement negotiations often yield favorable results when supported by thorough medical documentation.
- Report the accident to police and your insurer immediately.
- Seek medical attention and document all injuries.
- Preserve evidence, including photos and witness statements.
- Consult an Uninsured Motorist Claim Lawyer Morris County promptly.
- File your UM claim with supporting documentation.
- Negotiate or litigate through the Superior Court of New Jersey.
In Morris County, uninsured motorist claims involve damages such as medical expenses, lost wages, pain and suffering, and loss of consortium. New Jersey applies modified comparative fault, barring recovery if you are more than 50% at fault.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim (Civil) | Civil Action | None | Damages as determined by court | None | Modified comparative fault applies; barred if >50% at fault |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. The firm’s commitment to “Advocacy Without Borders” ensures every client receives dedicated representation. Mr. Sris personally oversees all personal injury matters, including uninsured motorist claims in Morris County.
Law Offices Of SRIS, P.C. has extensive experience handling personal injury cases across multiple jurisdictions. While specific case results for Morris County are not available, the firm has documented 4,739+ firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls, NJ is approximately 60 miles from the Superior Court of New Jersey, Morris Vicinage in Morristown, with access via I-287 and Route 10. Serving the communities of Morristown, Parsippany, Dover, Randolph, Denville, Madison, Florham Park, Chatham, Boonton, Mount Olive, Roxbury, and Chester. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Uninsured Motorist Claims in Morris County
How long do I have to file a personal injury claim in Morris County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Morris County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What is an uninsured motorist claim in New Jersey?
An uninsured motorist claim in New Jersey allows you to seek compensation from your own insurance policy when the at-fault driver has no insurance. Under the NJ Automobile Insurance statute, you may recover medical expenses, lost wages, and pain and suffering. The Superior Court of New Jersey, Law Division — Civil Part (Morris County) handles these claims. Results may vary.
How does comparative negligence affect my uninsured motorist claim in Morris County?
New Jersey follows modified comparative negligence under N.J.S.A. 2A:15-5.1. You are barred from recovery if you are more than 50% at fault. If you are 20% at fault, your damages are reduced by 20%. An experienced UM claim lawyer Morris County can help establish liability and maximize your compensation.
What damages can I recover in an uninsured motorist claim in New Jersey?
In New Jersey, you can recover medical expenses, lost wages, pain and suffering, and loss of consortium. There are no caps on personal injury damages in NJ. The Superior Court of New Jersey, Law Division — Civil Part (Morris County) presides over these cases. Results may vary.
What should I do if I am in an accident with an uninsured driver in Morris County?
If you are in an accident with an uninsured driver in Morris County, contact an uninsured driver accident lawyer Morris County immediately. Do not discuss the case with anyone except your lawyer. Preserve all evidence, including photos and witness statements. The statute of limitations under New Jersey law requires prompt action. Call (888) 437-7747 for a consultation by appointment.
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Last verified: April 2026 | Page generated: 2026-04-29