If you were injured by an uninsured driver in Bergen County, New Jersey, you may be entitled to compensation through your own insurance policy under New Jersey’s uninsured motorist (UM) coverage laws. Law Offices Of SRIS, P.C. has extensive experience handling UM claims in Bergen County.
Uninsured Motorist Claim Lawyer in Bergen County, New Jersey
New Jersey law requires all auto insurance policies to include uninsured motorist (UM) coverage, which protects you if you are injured by a driver who has no insurance. Under N.J.S.A. 17:28-1.1, UM coverage applies when the at-fault driver is uninsured or cannot be identified (hit-and-run). The statute also covers underinsured motorist (UIM) claims when the at-fault driver’s insurance is insufficient to cover your damages. In Bergen County, these claims are filed in the Superior Court of New Jersey, Law Division — Civil Part. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., Advocacy Without Borders, brings 120+ years combined legal experience to every case.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Bergen County) | New Jersey Legislature
For official legal references, consult the following government sources:
In the Superior Court of New Jersey, Law Division — Civil Part (Bergen County), UM claims often involve complex insurance policy interpretation. We have observed that insurance companies frequently dispute the extent of coverage or the severity of injuries. Our experience defending UM claims in Bergen County gives us insight into local procedural nuances.
- Report the accident to your insurance company immediately.
- Preserve all medical records and bills related to your injuries.
- Document the at-fault driver’s lack of insurance (police report, witness statements).
- Do not accept a settlement without consulting an attorney.
- File a UM claim with your insurer within the policy’s time limits.
- If denied, file a lawsuit in Superior Court of New Jersey, Law Division — Civil Part (Bergen County).
In Bergen County, personal injury claims involving uninsured motorists carry potential compensation for medical expenses, lost wages, pain and suffering, and future damages. There are no caps on compensatory damages in New Jersey personal injury cases.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Uninsured Motorist Claim (Civil) | Civil Action | N/A | N/A | N/A | Compensation for medical expenses, lost wages, pain and suffering |
| Underinsured Motorist Claim (Civil) | Civil Action | N/A | N/A | N/A | Compensation for damages exceeding at-fault driver’s policy limits |
Results may vary.
Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C. brings 120+ years combined legal experience, 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, and a favorable-outcome rate above 93%. Advocacy Without Borders — our firm is dedicated to providing accessible, high-quality legal representation for personal injury victims in Bergen County.
Law Offices Of SRIS, P.C. has extensive experience handling personal injury and uninsured motorist claims across New Jersey. While specific case results for Bergen County are not available, the firm has 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ. Results may vary.
Our location in Tinton Falls, NJ is approximately 50 miles from the Superior Court of New Jersey, Law Division — Civil Part (Bergen County) in Hackensack, with access via I-80, NJ Turnpike, Route 17, Route 4, and the Garden State Parkway. Serving the communities of Hackensack, Fort Lee, Teaneck, Paramus, Englewood, Ridgewood, Fair Lawn, Bergenfield, Garfield, Mahwah, Ramsey, and Lyndhurst. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
(609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Uninsured Motorist Claims in Bergen County
How long do I have to file a personal injury claim in Bergen County, New Jersey?
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Bergen County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What should I do after an accident in Bergen County, NJ?
Seek medical attention, document the scene, and contact Law Offices Of SRIS, P.C. Personal injury cases in Bergen County have strict filing deadlines. Consultation by appointment — (888) 437-7747.
What compensation can I recover for a personal injury in Bergen County?
Personal injury claimants in Bergen County may recover medical expenses, lost wages, pain and suffering, and future damages. Results may vary by case. SRIS, P.C. — (888) 437-7747.
How does a personal injury lawsuit work in Bergen County courts?
Personal injury cases in Bergen County proceed through demand, negotiation, and if necessary litigation in NJ court. Most settle before trial. Results may vary. SRIS, P.C. — (888) 437-7747.
What should I do if I am facing an uninsured motorist claim in New Jersey?
If you are injured by an uninsured driver in New Jersey, contact a personal injury attorney immediately. Do not discuss the case with anyone except your lawyer. Preserve all relevant documents and evidence. The statute of limitations and court deadlines under New Jersey law require prompt action. Contact Law Offices Of SRIS, P.C. at (888) 437-7747.
For more information about personal injury law in New Jersey, visit our Motor Vehicle Accident Lawyer New Jersey hub page. You may also find these related pages useful:
Last updated: 2026-04-29. This page is regularly reviewed for accuracy.