When an insurance company in Union County, New Jersey, denies your valid claim or acts in bad faith, you need a Bad Faith Insurance Lawyer Union County who understands the legal field. Law Offices Of SRIS, P.C. has extensive personal injury experience and can help you fight for the compensation you deserve under New Jersey law.
Bad Faith Insurance Lawyer in Union County, New Jersey
Bad faith insurance occurs when an insurance company unreasonably denies, delays, or underpays a valid claim. In New Jersey, insurers have a duty of good faith and fair dealing under common law and the New Jersey Insurance Fair Conduct Act. When an insurer violates this duty, you may have grounds for a bad faith insurance lawsuit. The Superior Court of New Jersey, Law Division — Civil Part (Union County) handles these cases. Founded in 1997 by Mr. Sris, former prosecutor — Law Offices Of SRIS, P.C., “Advocacy Without Borders,” brings 120+ years combined legal experience to every case.
Last verified: April 2026 | Superior Court of New Jersey, Law Division — Civil Part (Union County) | New Jersey Legislature
For more information on New Jersey insurance laws, visit: New Jersey Legislature — Official Site and Superior Court of New Jersey, Union Vicinage — Official Site.
In the Superior Court of New Jersey, Law Division — Civil Part (Union County), insurance companies often rely on procedural technicalities to deny claims. We have observed that insurers frequently delay responses to claim submissions, hoping policyholders will give up. An insurance company bad faith lawyer Union County can help you handle these tactics.
- Step 1: Submit a complete claim with all supporting documentation.
- Step 2: Keep detailed records of all communications with the insurer.
- Step 3: If the insurer denies or delays, request a written explanation.
- Step 4: Consult a denied claim lawsuit lawyer Union County to evaluate your options.
- Step 5: File a lawsuit in the Superior Court of New Jersey, Law Division — Civil Part (Union County) if necessary.
- Step 6: Pursue damages for the denied claim and any bad faith conduct.
In Union County, New Jersey, bad faith insurance claims can result in significant financial consequences for insurers, including compensatory damages, consequential damages, and in some cases, punitive damages.
| Offense | Classification | Incarceration | Fine | License Impact | Additional Consequences |
|---|---|---|---|---|---|
| Bad Faith Denial of Claim | Civil Violation | N/A | Up to $10,000 per violation (NJ Insurance Fair Conduct Act) | N/A | Potential punitive damages, attorney fees, and court costs |
| Unreasonable Delay in Claim Processing | Civil Violation | N/A | Up to $5,000 per violation | N/A | Interest on delayed payments, potential regulatory action by NJ Department of Banking and Insurance |
| Failure to Investigate Claim Properly | Civil Violation | N/A | Up to $5,000 per violation | N/A | Potential loss of license to operate in New Jersey |
Results may vary.
Law Offices Of SRIS, P.C. has extensive personal injury experience across multiple jurisdictions. While specific case results for Union County are not available, the firm has achieved 4,739+ documented firm-wide results across VA, MD, DC, NY and NJ, with a favorable-outcome rate above 93%. Results may vary.
Our location in Tinton Falls, NJ is approximately 45 miles from the Superior Court of New Jersey, Union Vicinage in Elizabeth, with access via the Garden State Parkway and Route 22. As a bad faith insurance lawyer near Union County, we serve the communities of Elizabeth, Union Township, Plainfield, Westfield, Scotch Plains, Cranford, Summit, Linden, Rahway, Clark, Roselle, and Springfield. 24/7 phone consultations — (888) 437-7747 — meetings by appointment only.
Law Offices Of SRIS, P.C. — New Jersey
44 Apple St, 1st Floor, Tinton Falls, NJ 07724
Phone: (609) 983-0003 | Toll-Free: (888) 437-7747
By appointment only.
Frequently Asked Questions About Bad Faith Insurance Claims in Union County
How long do I have to file a personal injury claim in Union County, New Jersey?
Yes, the statute of limitations for personal injury in New Jersey is typically 2-3 years from the date of injury.
New Jersey’s statute of limitations for personal injury under N.J.S.A. is typically 2-3 years from the date of injury, but shorter for claims against government entities (often 6 months notice requirement). Medical malpractice and wrongful death have distinct timelines. Missing the deadline bars the claim entirely — Superior Court of New Jersey, Law Division — Civil Part (Union County) will dismiss on timeliness grounds. Evidence preservation and witness statements degrade over time. Contact Law Offices Of SRIS, P.C. promptly — (888) 437-7747.
What constitutes bad faith by an insurance company in New Jersey?
It depends on the circumstances, but bad faith typically involves unreasonable denial, delay, or underpayment of a valid claim.
Bad faith occurs when an insurance company fails to act in good faith and fair dealing, such as unreasonably denying a claim, delaying payment without justification, or failing to investigate a claim properly. Under New Jersey law, policyholders can sue for bad faith and seek compensatory damages, consequential damages, and in some cases, punitive damages. An insurance company bad faith lawyer Union County can evaluate your specific situation.
Can I sue my insurance company for denying my claim in Union County?
Yes, you can sue your insurance company for bad faith denial of a valid claim in Union County, New Jersey.
If your insurance company has denied a valid claim without reasonable basis, you may have grounds for a bad faith lawsuit. A denied claim lawsuit lawyer Union County can help you file a complaint in the Superior Court of New Jersey, Law Division — Civil Part (Union County) and pursue damages for the denied claim, plus potential additional damages for bad faith conduct.
What damages can I recover in a bad faith insurance lawsuit in New Jersey?
You may recover compensatory damages, consequential damages, and in some cases, punitive damages.
In a bad faith insurance lawsuit in New Jersey, you can seek compensatory damages for the denied claim amount, consequential damages for losses caused by the denial, and potentially punitive damages if the insurer’s conduct was particularly egregious. The Superior Court of New Jersey, Law Division — Civil Part (Union County) has jurisdiction over these cases. Results may vary.
How much does it cost to hire a bad faith insurance lawyer in Union County?
Most bad faith insurance lawyers in Union County work on a contingency fee basis, meaning you pay nothing unless you win.
Law Offices Of SRIS, P.C. offers contingency fee arrangements for personal injury and bad faith insurance cases. This means you pay no upfront fees, and the firm only gets paid if you recover compensation. Consultation is by appointment, and phone consultations are available 24/7 at (888) 437-7747.
Learn more about our services: Motor Vehicle Accident Lawyer New Jersey (state hub).
Explore related pages: Personal Injury Lawyer Hunterdon County and Personal Injury Lawyer Morris County.
Last verified: April 2026. This page was last updated on 2026-04-29.